"What health care plan should I get?"
"How much health insurance can I afford?"
"Which health insurance company is the best for me and my family?"
"I own a small business. What healthcare benefits can I offer my current and prospective employees?"
"Help...what should I do?"
CONTACT ME
...You and I to have a conversation, where I can get to know your situation and healthcare needs.
I can handle your enrollment and billing paperwork, making it as hassle-free as possible. My goal is to provide options so you can be comfortable with your decision.
Bear in mind: my goal is not to sell you, but to provide options so you can be comfortable with your decision.
I do not charge any individual or family for my assistance throughout the entire process: My compensation is from the insurer. You just pay for the plan(s) you choose. If a group desires additional consulting services, I may charge a consulting fee based on the service.
When it comes to healthcare, the variety and number of insurance plans can be overwhelming! Hometown Health has 14 plans with variations based on premiums, co-pays, deductibles, and out-of-pocket maximums.
PHYSICIAN OFFICE VISITSPrimary Care Physician (PCP) Office Visits
Specialist Office Visits
Preventive (ACA Covered) Screenings
LAB, IMAGING AND DIAGNOSTICS
FACILITY/SURGICALInpatient Hospital and Outpatient Surgical Services
EMERGENCY AND URGENT CARE
PRESCRIPTION DRUGS AND DIABETIC SUPPLIES
PEDIATRIC COVERAGE
Senior Care Plus Medicare Advantage plans from Hometown Health cover all the health care services covered by original Medicare. In addition, Senior Care Plus plans include:
OUT OF NETWORK URGENT CARE WITHIN THE UNITED STATES AND EMERGENCY CARE WORLDWIDE
PRESCRIPTION DRUG COVERAGE
ROUTINE VISION COVERAGE
PREVENTATIVE AND COMPREHENSIVE DENTAL COVERAGE
FITNESS BENEFIT
OVER THE COUNTER (OTC) DRUG COVERAGE ALLOWANCE
Medicare Advantage plans require co-payments based on the visit or service provided.
There is an Annual Maximum when you incur out of pocket expenses of $3,400 per year.
To be eligible for enrollment in a Senior Care Plus plan, you must have both Medicare Part A (Hospitals) and Part B (Doctors). If you are new to Medicare you must apply through the Social Security Administration, either online or visit the local office.
Senior Care Plus Plans provide Network services exclusively though Renown Health Group and through other providers and facilities contracted with Renown Health Group.
HOSPITAL INDEMNITY (Out-of-pocket hospital medical and non-medical expense coverage not covered by your basic plan)
ACCIDENTAL INJURY (Injuries such as fractures, dislocations and more)
CANCER TREATMENTS (Express payment up to $20,000, transportation and family lodging, daily hospital confinement payments and other options)
HEART AND STROKE (Lowers your out of pocket costs for heart related hospitalization and strokes)
OTHER CRITICAL ILLNESSES (Simple coverage with plans with two options)
SHORT-TERM DISABILITY (Flexibility for customizable plan)
ALL-IN-ONE SOLUTION (Fully customizable to fit every employer group or client)
Some of the supplemental plans are available for small employer groups and Individual and family coverage.
DENTAL PLANS (Day One benefits on some plans, preventive visits covered 100% for Network Provider)
VISION PLANS
HEARING PLANS
A variety of health products for the individual, the family, a group or an association. You can call me or email me with any question or concern.
I can help you understand the pros and cons of your health insurance options. I can guide you through the choices available, to help you decide on the health coverage that meets your needs, including the cost of affordable premiums.
Individual and Family comprehensive health care coverage from one of Nevada’s own non-profit insurer, Hometown Health. This includes Senior Care Plus, a Hometown Health Medicare Advantage program. A variety of supplemental products for the individual, family and group.
Rest assured that confidentiality of your information is of utmost importance. I do not and will not discuss your information with anyone or any company without your written agreement.
That is easy, I do not charge any individual or family. My compensation is from the insurer. If a group desires additional consulting services, I may charge a consulting fee based on the service.
